Built for Marine Tradies. Backed by Real Understanding.

If you work on boats, ships or other watercraft— your insurance needs to reflect the risks on and around the water.

At  Total Protection Insurance Brokers, we specialise in insurance for hands-on tradespeople who face unique exposures that standard policies often miss.

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Who This Cover Is For

We arrange cover for marine service professionals including:

• Marine mechanics (outboard & inboard)

• Boat repairers & shipwrights

• Marine/ Auto electricians

• Airconditioning and HVAC technicians

• Fibreglass repairers

• Flooring installers and cabinet makers

• Painting and Antifouling

• Mobile marine technicians

• Boat detailers

• Trim and Auto. upholsters 

• Glaziers

• Cleaners and pressure washing

• Electronics & navigation installers

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👉 If you work on customer vessels on the sea , on the hard stand or on a trailer, this cover is designed for you.

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⚠️ The Risk Most Marine Tradies Don’t Realise

Standard public liability policies often:

❌ Exclude marine work or limit the size of the boat you are insured to work on
❌ Limit cover for property you’re working on
❌ Leave gaps for faulty workmanship claims

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                     👉 Meaning you could be uninsured for the exact work you do every day

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What Marine Trades Liability Can Cover

Depending on the insurer and policy selected, cover can include:

✔ Accidental damage to customer vessels
✔ Damage while installing or removing engines
✔ Fire or electrical damage during repairs
✔ Property in your care, custody or control
✔ Faulty workmanship (resultant damage)
✔ Legal defence costs

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What This Insurance Does NOT Cover

It’s just as important to understand the limits:

❌ Fixing or redoing your own work
❌ Replacing your own faulty parts or products
❌ Wear and tear or gradual deterioration
❌ Known defects or poor workmanship alone

👉 We help you understand exactly where cover starts and stops.

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Why Work With Us ?

We don’t just place insurance — we understand how trades actually operate.

With TPIB you get:

✔ Advice tailored to marine trades
✔ Access to multiple specialist marine insurers
✔ Clear explanations (no jargon)
✔ Help structuring cover to avoid gaps
✔ Ongoing support at claim time

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Specialist Marine Insurance Matters

Marine work isn’t the same as general trades.

Working on boats introduces risks like:

• High-value customer property

• Work performed over water

• Lifting and installation hazards

• Environmental exposure

• Marina and third-party liability

👉 You need a policy built for this environment — not a standard tradie package.

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 Speak With a Specialist

If you’re working on boats and not 100% sure what your insurance covers — it’s worth checking.

📞Haydn Nichols                                                        0428 657 597                                           

 📞Sandi Luedi-Rossiter                                            0434 874 031

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