Why This Cover Matters

During a move, your contents are:

• Being handled multiple times

• Transported over distance

• Exposed to accident, damage and delay

Standard home insurance and removalist terms may not fully cover these risks.

👉This policy is specifically designed for household removals.

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🛡️ Why Having Your Own Policy Matters

One of the biggest risks when moving is relying on the removalist for protection.

In Australia, most removalist contracts operate on a basis of:

“Goods carried at owner’s risk.”

This means:

• The carrier is not automatically responsible for loss or damage

• You may not be able to recover losses from the removalist

• Claims against carriers are often limited or excluded

In most cases, you can only recover from a carrier if:

• They can be proven to be grossly negligent

👉This can be difficult, time-consuming and uncertain.

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✅ The Benefit of Your Own Insurance

By arranging your own household removals insurance:

• You have a direct policy in your own name

• You are not relying on the carrier’s terms or liability

• Claims are assessed under your policy, not a transport contract

• You have clear cover for insured events during the move

👉 This provides certainty, control and faster claims outcomes compared to relying on a removalist.