


Independent Business Insurance Brokers Serving the Gold Coast
When you're looking for a Gold Coast insurance broker, you'll want a team that not only boasts extensive experience but also excels at personal service. Led by Haydn Nichols and Sandi Luedi-Rossiter, Total Protection Insurance Brokers (TPIB) is a locally operated brokerage that fits that bill nicely.
As a local Gold Coast insurance broker, they work on your behalf rather than for any single insurer. That means that you get access to many insurers, underwriting agencies and specialist markets across Australia or Lloyds of London. Hence, they can provide you with tailored insurance solutions that suit your individual circumstances.
Moreover, when you call them, you won't be speaking to an employee or an offshore call centre. Rather, you'll be liaising directly with the brokers who arrange your cover.
Regardless of whether you need public liability insurance, business insurance, professional indemnity insurance, marine covers, sports club insurance or personal cover, they will take the time to understand your insurance requirements. They will also explain your options and provide practical insurance advice that works in your best interests.
Contact our insurance brokers Robina based experts today to start a conversation.
Insurance Broker Gold Coast
Total Protection Insurance Brokers offers a commitment to quality insurance services for various needs. Our expertise is highlighted by our focus on:
We aim to help clients manage a wide range of risks and exposures across these categories and more

Why Do Gold Coast Businesses Choose a Broker Over Buying Direct?
One of the main reasons why many trades, contractors and professional services use a broker is that it provides them with access to multiple insurers and great risk advice. Direct insurers only offer their own products. However, a broker compares options from across the market to find suitable insurance solutions and competitive terms for them.
Every start-up and established business has a different risk profile. Additionally, a standard insurance policy may not reflect your actual business activities, which may leave gaps in your insurance cover. A broker, however, will help to structure coverage around your specific business needs and ensure you have dedicated claims support.

Our Business Insurance Specialisations
At TPIB, we focus on several specialist areas where our expert insurance advice and industry knowledge can make a genuine difference to our clients. They include the following:
Trades and Construction Insurance
We offer coverage for builders, tradies and developers. This includes Contract Works, public liability, tools, plant and business packs. Check out our Construction Insurance Broker page to learn more about insurance for residential builds, contractors, construction businesses, and other commercial property.
Household Transit and Removals Insurance
For individuals, moving house involves a lot of risk. Our Household Removals Insurance options help to protect your belongings during local, interstate and overseas moves.
Marine Trades Liability Insurance
We provide specialist insurance for marine mechanics, shipwrights, boat repairers and mobile marine technicians. Our Marine Insurance Broker page will tell you more about cover designed specifically for marine industry risks.
Sole Trader Income Accident Cover
If illness or injury prevents you from working, your income may stop immediately. Our Personal Illness and Accident Insurance offers valuable cover for self-employed operators and sole traders.
Sports Clubs, Gyms and Community Organisations
Many of our clients are sporting clubs, community groups and independent gyms that require insurance. Our Sports Club Insurance page gives more details about the cover options, including liability, management liability, and personal accident protection.
Business Package Insurance
Business Pack Insurance combines essential covers such as property, public liability, theft and business interruption into one flexible policy. Suitable for retailers, cafés, offices, wholesalers, manufacturers, medical practices, warehouses and many other small to medium businesses.

Areas We Service on the Gold Coast
Haydn and Sandi pride themselves on being brokers with deep local knowledge of all of South East Queensland. They serve clients throughout the region, including in the following areas.
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Northern Gold Coast: Pimpama, Coomera, Helensvale, Hope Island and Oxenford.
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Central Gold Coast: Robina, Broadbeach, Surfers Paradise and Southport, Ashmore, Molendinar.
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Southern Gold Coast: Burleigh Heads,Palm Beach, Mudgeeraba, Currumbin and Coolangatta.
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Gold Coast Hinterland: Tamborine Mountain, Canungra, Beaudesert and the Scenic Rim.
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Tweed and Northern Rivers: Including Tweed Heads and surrounding communities.


Meet Your Gold Coast Insurance Brokers
Haydn Nichols
(AR: 1282916)
Haydn works closely with businesses, contractors and individuals who seek practical insurance services and straightforward advice. He focuses on understanding how businesses operate and then identifying exposures before they become costly problems.
Haydn has in depth claims experience.
Direct Phone: 0428 657 597
Sandi Luedi-Rossiter
(AR: 1312165)
Sandi assists clients across a broad range of personal and commercial insurance matters. She excels at clear communication, personalised service and helping customers understand their options with confidence.
Direct Phone: 0434 874 031
What Our Clients Say
TPIB is proud to have received five-star Google reviews from satisfied clients. Such positive feedback reflects our commitment to giving clients personalised service, practical advice and ongoing support when it matters most.
Visit our Client Reviews page to read more about the experiences of our customers.


Frequently Asked Questions

Get in Touch with Total Protection Insurance Brokers Gold Coast
Do you need insurance on the Gold Coast or anywhere in Australia?
For aquote or expert insurance advice from a local Gold Coast insurance broker, get in touch with Haydn or Sandi today.
